vs Stripe
Stripe-grade UX. Without the card tax.
Stripe set the bar for payments developer experience — but the bill is still 1.7–2.9% per transaction. Point of Sol gives you on-chain receipts, instant finality, and same-day bank payouts at network cost.
stripe
card processor
settlement
T+2standard
Faster payouts on paid tiers.
cost per swipe
1.7%+30¢in-person · 2.9%+30¢ online
More for international or premium cards.
chargeback window
120days
Plus a per-dispute fee.
point of sol
payouts via npp · payid
settlement
~400 ms
Final on-chain. Webhook-fast.
cost per swipe
< $0.001flat
Network fee. No tier-pricing.
chargeback window
0payments are final
On-chain receipts replace dispute paperwork.
also
stripe
point of sol
Hardware
stripeStripe Terminal (BBPOS / Verifone)
posAny phone or tablet
Onboarding
stripeStripe account + KYC + tax forms
posScan a QR. Done.
Currency
stripeLocal fiat with FX surcharge
posStablecoins, SOL, any SPL token
Payouts
stripeT+2 standard, instant for a fee
posSame-day via NPP / PayID
Cross-border
stripeFX margin + intl-card surcharge
posSame speed, anywhere
Receipts
stripeStripe dashboard + webhooks
posOn-chain tx + webhooks
Hours
stripe24/7 processing
pos24 / 7 / 365
the bottom line
Stripe is brilliant DX for cards. But you're still paying 1.7–2.9% per transaction plus FX. Point of Sol delivers Stripe-grade developer UX at fractions of a cent.